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Overview for Homesteads

A "Homestead Declaration" is a document that is filed to protect a homeowner's equity from most creditors. This protects the property’s equity from certain debts, judgments, bankruptcy, medical debts, liens arising from accidents, and other types of involuntary liens. However, the homestead will typically not protect the property's equity from construction liens, mortgages, government liens, child support, alimony, and voluntary liens that a homeonwer has consented to. Once a homestead is filed, it will remain effective until the house is sold or an abandonment of homestead is filed. The type of liens that are protected will vary from state to state.

The homestead protection amounts and filing requirements vary from state to state. For example, a Nevada homeowner’s equity is protected for $550,000. This protection amount applies to single or married individuals.

My Legal Depot makes it easy to create and file a homestead declaration. Our homestead forms package is only $15.95 and includes the homestead form plus detailed instructions on how to properly complete and file the document. To receive the homestead forms package, please Click Here.

For more information about your state Homestead Laws, please Click Here.

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